D&B - Decide with Confidence

CallML

Money Laundering Prevention

If you have to comply with the FSA anti-money laundering policy, have you covered your business adequately?

Verify the identity of your new customers swiftly and with confidence using CallML an online anti-money laundering service, supplied by D&B – developed by Callcredit.

A wide range of organisations must now check the identity of new customers as part of stringent anti-money laundering legislation. CallML - a proven identification system, has been designed to specifically meet this requirement by interrogating a wide range of approved and independent data sources to enable users to reach a decision instantly, with confidence and certainty.

What are the key benefits for your business?

• Speeds up the application process for new customers
• Powerful pass or refer result provides immediate decisioning certainty
• Peace of mind that you have done the necessary checks
• For an integrated solution - WSDL/XML delivery ensures flexibility, scalability and speed

Key Features

• Simple to use and intuitive
• Quick and easy to adopt - CallML is available through a browser or an API
• Access to extensive and unique data sources, including credit data
• Database audit trail
• Suitable for face-to-face or back office decisioning
• Various levels of checking - for an enhanced risk based approach

How CallML Works

• CallML enables users to confidently verify an applicant in seconds against multiple, approved and independent data sources
• CallML rapidly performs an online check against the identification data sources and looks to achieve:
• - Identity confirmation
  - Address validation

• The system conducts verification against a range of files including the following:
• - Electoral Roll
  - CIFAS data (members only)
  - Public data (CCJ's & Bankruptcies)
  - Deceased data
  - SHARE data (account performance data)
  - Post office address File (PAF)
  - Politically Exposed Persons file
  - Terrorist file
  - OFAC (SDN) file
  - UK Investors & Directors at Home files
  - Gone Away Suppression file
  - Fraudulent passport data
  - GeoFraud Index
  - Mailsort database
  - Non-standard address list

• CallML automatically ensures that when using a combination of electronic and documentary checks, the same source of evidence is only counted once

• Users are warned if certain records, such as the Electoral Roll are too recent

Intuitive & Easy To Use

• CallML enables users to easily:
• - Enter known personal details (full name, address, date of birth)
  - Enter any other names (aliases) that the individual is known under
  - Input details of approved identity documents as supplied by the customer

• CallML immediately produces a report detailing:
• - Number of confirmations made in each category, including any documentary evidence entered
  - Whether or not the applicant has been successfully verified
  - A list of the data sets used for identification

Powerful Audit Functionality

• CallML has a fully featured audit function providing:
• - Operator identification
  - A complete audit trail listing times, dates and results

• All CallML transactions are recorded in a powerful audit database. This provides a digital ‘paper trail’ to enable you to meet regulatory requirements